High net worth insurance

Insurance cover for high net worth individuals

Our Private Client underwriting division recently introduced a household product specifically for high net worth individuals, which has exclusive cover enhancements to standard policies on the market. These enhancements incorporate a range of valuable benefits, including:

• Worldwide 'all risks' cover for contents and valuables
• Policy is free from security warranties and conditions
• Personal advisor service from Towergate for all clients
• Optional cover for buildings, annual travel insurance and car hire
• Preferential pricing for existing high net worth clients

Protection for the discerning individual

Towergate Risk Solutions Nottingham (TRS Nottingham) believe in looking after all of our clients needs and that includes their own personal insurance arrangements. We deal with only the best insurance products provided by the most financially stable insurers such as Hiscox, Chubb and Zurich.

A portfolio of products

Cover and service with the aim of getting life back to normal as fast and as fuss free as possible if the worst happens.

• Household
• Holiday homes
• Private cars and fleets
• Classic cars
• Aviation
• Home emergency assistance
• Private marine
• Holiday insurance
• Annual travel insurance
• Healthcare
• Family legal expenses

Choice of the very best covers

Towergate have also developed their own products to compliment the choice of high net worth insurers. We have created a household product with Sterling Insurance that provides warranty-free all risks cover on a worldwide basis with an entry level premium from just £1,000. Sterling has proven to be a credible alternative without any compromise to the quality of cover.

Exclusive access to the Chartis offering

TRS Nottingham are also the only Nottingham based broker that has access to Chartis's (formerly AIG) exclusive high net worth offering, providing us with even more market choice.

In addition, we have devised other more specialist products to cater for risks which are traditionally difficult to find insurance for:

• Flood risk zones
• Thatched homes
• Underpinned houses
• Unoccupied and let / student homes
• Self build and renovations